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InspireMe Pay

Airtime to Cash in Nigeria

Turn excess airtime into money you can actually spend.

Recharge balances pile up. Some months you top up more airtime than you actually use, and that value simply sits on the line doing nothing. Airtime to cash turns it into money you can move.

InspireMe Pay converts airtime on supported networks — MTN, Airtel, Glo and 9mobile — into wallet funds. Once converted, that balance behaves like any other money in your wallet: send it to a bank account, pay a bill, buy data, fund a card or move it into savings.

The rate you receive is shown before you confirm, so you always know exactly what will land in your wallet.

Networks supported

MTN

Convert excess MTN airtime into wallet funds.

Airtel

Convert excess Airtel airtime into wallet funds.

Glo

Convert excess Glo airtime into wallet funds.

9mobile

Convert excess 9mobile airtime into wallet funds.

How it works

  1. 1Open Airtime to Cash and select your network.
  2. 2Enter the amount of airtime you want to convert.
  3. 3Send the airtime to the number shown on screen.
  4. 4Confirm your conversion and check the rate applied.
  5. 5Your wallet is credited and the funds are ready to use.

Why use InspireMe Pay for this

Get value from idle airtime — Convert airtime you would otherwise never finish into funds you can spend.
You see the rate first — The conversion rate is displayed before you confirm, so there are no surprises.
Spend it anywhere — Converted funds can be sent to a bank account, used for bills, or saved.
All four major networks — MTN, Airtel, Glo and 9mobile are all supported.
No agent, no haggling — No hunting for someone buying airtime at whatever rate they decide on the spot.
It lands in your wallet — The money goes straight into your InspireMe Pay balance, not a third party's account.

Available across Nigeria

Airtime to cash is used across Nigeria — in Lagos, Abuja, Port Harcourt, Ibadan, Kano, Enugu and beyond. Whether you are on a campus in Zaria, a market in Onitsha or an office in Victoria Island, excess airtime converts the same way, from your own phone.

LagosAbujaPort HarcourtIbadanKanoBenin CityEnuguKadunaOnitshaAbaJosIlorinAbeokutaUyoOwerriWarriAsabaAkureZariaMaiduguri

More ways to use your wallet

Pay bills online →

Electricity tokens, TV, internet, airtime and data from one wallet.

QR payments →

Scan and pay as a customer, or collect payments as a merchant.

See everything →

All InspireMe Pay services, channels and security features.

Frequently asked questions

How does airtime to cash work on InspireMe Pay?

You select your network and the amount of airtime you want to convert. InspireMe Pay shows you the rate and the number to send the airtime to. Once the airtime is received, the value is credited to your InspireMe Pay wallet in naira.

Which networks are supported for airtime to cash?

MTN, Airtel, Glo and 9mobile are supported. The available conversion rate for each network is shown before you confirm the transaction.

How much airtime can I convert?

The minimum and maximum conversion amounts depend on the network and its current limits. InspireMe Pay shows the applicable range on the conversion screen before you proceed.

How quickly do I receive the money?

Once your airtime is received and the conversion completes, your wallet is credited immediately and the balance is available to send, spend or save.

Is there a charge for converting airtime to cash?

A conversion rate applies, which means the amount credited to your wallet is a percentage of the airtime value. The exact rate is always displayed before you confirm, so nothing is deducted without you seeing it first.

Start with your wallet

Create a free InspireMe Pay account, fund your wallet, and use it from the app, WhatsApp, USSD or by voice.

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