InspireMe Pay with WhatsApp
Your Wallet, Now on WhatsApp
One of the unique ways InspireMe Pay is designed to make financial services convenient is through WhatsApp. Users can access supported InspireMe Pay services through WhatsApp without necessarily opening the mobile application.
WhatsApp becomes another convenient channel through which users can interact with their InspireMe Pay wallet.
- •Send money through WhatsApp — initiate supported fund transfers directly in chat. The conversational experience guides the user through the transaction: Chat → Select Service → Enter Details → Confirm → Send.
- •Receive money through WhatsApp — InspireMe Pay also provides supported wallet functions for receiving funds through the WhatsApp service, giving users another convenient way to interact with their wallet while using a platform they already use every day.
Pay Bills Through WhatsApp
Open WhatsApp → Chat with InspireMe Pay → Select Service → Enter Details → Confirm → Complete Transaction
Users can access supported bill-payment services directly through WhatsApp. Depending on the service available, users can initiate:
- •Electricity payments
- •Airtime purchases
- •Data purchases
- •TV subscriptions
- •Internet services
- •Other supported bills and services
Why InspireMe Pay with WhatsApp?
The idea is simple: make everyday payments more conversational and convenient.
- •Familiar — people already understand how to use WhatsApp.
- •Convenient — users can access supported financial services while already using WhatsApp.
- •Simple — a guided conversational process can reduce the need to navigate through multiple screens.
- •Accessible — users have another channel through which they can interact with their InspireMe Pay wallet.
- •Practical — whether sending money, receiving money or paying supported bills, users can access these services through WhatsApp.
Send & Receive Money
InspireMe Pay allows users to manage everyday money movement from their wallet. Send money to Nigerian bank accounts, other supported wallets and other InspireMe Pay users — then receive money into your wallet and manage your balance from one place.
Whether you are sending money to family, paying someone, receiving money from a customer or managing everyday expenses, InspireMe Pay provides a central wallet for your transactions.
Pay Your Bills
Forget moving between multiple platforms every time you need to pay a bill.
InspireMe Pay brings supported bill-payment services into your wallet.
- •Electricity — purchase supported prepaid electricity tokens. The platform also provides electricity-related functionality such as meter information and live metering where supported.
- •TV subscriptions — pay supported services such as DStv, GOtv, Startimes and Showmax.
- •Internet — pay for supported internet providers and services.
- •Airtime — buy airtime directly from your wallet.
- •Data — purchase data bundles from supported networks.
Airtime-to-Cash
Have excess airtime?
InspireMe Pay provides an airtime-to-cash service for supported networks. Instead of allowing unused airtime to remain on your line, eligible airtime can be converted into wallet funds through the supported service.
The converted funds can then be used for other supported wallet transactions.
Live Electricity Metering
Electricity management can go beyond simply buying tokens. InspireMe Pay provides electricity-related functionality that can help users monitor their meter information and, where supported, access live information about their electricity balance and units.
This can help users better understand and manage their electricity consumption.
QR Payments
Pay participating merchants using QR-based payments. Instead of relying entirely on cash, users can make supported payments digitally.
For merchants, QR payments provide another channel for accepting customer payments.
Savings
InspireMe Pay provides savings functionality designed to help users put money aside for specific financial goals. Users can create supported savings plans and lock funds for selected durations.
This can help encourage disciplined financial planning.
Investments
The platform also provides access to investment-related services. Users can explore available investment plans and durations through the platform, subject to the terms, eligibility requirements and providers of the applicable investment products.
Loans
Eligible users may be able to access available loan products through the InspireMe Pay ecosystem. Loan availability, amount, pricing and eligibility are subject to the applicable lender's requirements and assessment.
Cards
InspireMe Pay provides access to supported card products, including virtual naira cards, physical cards and international/dollar card functionality.
Cards can provide additional ways for eligible users to make online and physical payments. Availability and terms depend on the applicable card service.
International Accounts
USD • EUR • GBP
For users who need international payment functionality, InspireMe Pay provides supported virtual-account services involving currencies such as USD, EUR and GBP.
Users can access supported international receiving and foreign-exchange functionality through the platform, subject to applicable requirements and service availability.
Flight Booking
InspireMe Pay is not limited to financial transactions. Users can also access supported flight-booking services through the platform.
This creates a convenient connection between your wallet and everyday travel needs.
Event Ticketing
Discover and purchase tickets for supported concerts, shows, events, entertainment activities and other ticketed experiences.
The platform can also provide opportunities for event organisers and merchants to list and sell tickets.
- •Concerts
- •Shows
- •Events
- •Entertainment activities
- •Other ticketed experiences
Voice-Assisted Services
InspireMe Pay introduces a more interactive way to use supported wallet functions through voice assistance. Depending on the supported functionality, users can interact with the wallet by voice for activities such as:
- •Checking balance
- •Sending money
- •Paying bills
- •Accessing supported services
USSD Services
Not every user has reliable internet access at every moment.
InspireMe Pay therefore provides supported USSD functionality, allowing users to access selected services without depending entirely on an internet connection. Supported functions can include:
- •Transfers
- •Bill payments
- •Balance checking
- •Other supported wallet services
Multi-Language Experience
English • Yoruba • Hausa • Igbo
InspireMe Pay is designed with the Nigerian market in mind. The platform supports a multilingual experience, making digital financial services more accessible to users across different parts of Nigeria.
InspireMe Pay for Businesses
InspireMe Pay is not only for individuals. Businesses and merchants can also benefit from the ecosystem.
- •Merchant QR — accept customer payments through supported QR payment functionality.
- •Sales Management — track business sales and transactions.
- •Inventory — manage product inventory and stock information.
- •Staff Access — provide authorised staff with appropriate access to business functions.
- •Customer Collections — give customers convenient digital payment options.
Security
Financial services require strong security. InspireMe Pay incorporates security features designed to provide additional protection around wallet access and transactions.
Users should also maintain strong security practices by protecting their PINs, authentication information and devices.
- •PIN protection
- •Biometric authentication
- •Facial verification for unusual transactions
- •Distress lock
- •Encryption
Distress Lock
A distinctive security concept within the InspireMe Pay ecosystem is the Distress Lock. It is designed as an additional protection mechanism for situations where a user believes their wallet or transaction activity may be under threat.
The objective is to provide users with an additional security response option when they need it.
